Martin Lewis has shared the simple money mistake millions of us are making and how to correct it.
Speaking to This Morning last week, the finance expert said now is the best time to get the most out of your money.
Martin told ITV: "Millions across the nation have money sitting in high street savings accounts earning diddly-squat, often at 0.1% or less, and are scared to move it as they want safety.
"If that's you…stop it.
Receive newsletters with the latest news, sport and what's on updates from the Liverpool ECHO by signing up here.
"There’s currently a way you can earn over ten times that amount and it’s 100% safe."
He explained to Ruth Langsford and Eamonn Holmes how to increase your interest rate in a matter of minutes.
Martin said: "Sadly, it's another dire year for savers. Following the Bank of England base rate cut a few months ago to 0.1% – the lowest in 325 year history – and as it wants people to spend more to spur on the economy, savings rates have continuously plummeted, and things don’t look set to improve.
"Yet also many people leave their savings with their own bank, or just sitting in old accounts; if that’s you, you’ll almost certainly earn nowt.
Keep up to date with news in your area by adding your postcode below
"To get a half-decent return you need to become an active, disloyal, aggressive saver, shifting from best rate to best rate. So, check what your savings pay.
"Anything earning less than the top 1.16% easy-access rate needs moving. Don't dally – every day is lost interest."
You can read his full bulletin here.